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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

How to Succeed as a Writer in the World of Freelancing (freelancing) Many may view freelancing as a writer as an acquired taste. There are many things about freelance writing that may be deemed as undesirable for many writers, including the common low pay and high demands. However, most writers would consider the freelance writing field, and many enjoy the freedom of freelancing. Being a freelance writer involves writing as well as the marketing of oneself and one’s work. For freelancers, it is important to give careful attention to the business details of the writing world, such as quarterly taxes, and staying ahead of the changing trends of publishing. Freelance writers also have the job of writing according to the editor or publisher’s rules while staying true to their own style. Being a freelance writer may seem ideal to some writers, but in the world of freelance there is stiff competition and most writers receive a hundred rejections before receiving one letter accepting their work. Many freelancers don’t consider being a freelance writer as an easy job, but there are some steps that can help turn any person succeed as a freelance writer. First, it is important that the freelance writer is honest about the quality of their writing and the depth of their writing skills, as well as their knowledge of freelancing. Editors will not spend time with submissions that have many grammatical or spelling mistakes, so it is important to know your own limits, learn your weakness, and use your strengths when writing on a freelance basis. There are many freelance writers who consider themselves professionals, but who don’t have the proper training or degree in any field of writing. So, the next step to being a successful freelance writer is to take a writing course or attend a workshop. Learning techniques from an instructor can be very helpful to a freelance career, and may inspire some writers to move higher on the career ladder. Writers may benefit from receiving comments on the quality of their work from instructors and peers, and may benefit from the pressure of writing well on deadlines. Freelancing requires a certain amount of promotion of oneself, and writers must learn how to write query letters to editors well. For freelance writers, a query letter briefly proposes their idea for an article, gives their qualifications as a writer, and makes the editor believe that the idea is better than every other idea out there. Next, the freelance writer should use web sites for writers to improve their writing skills and to find freelance job opportunities. Many writing web sites have features that are very helpful to writers, and some even offer advice and lessons on how to become a freelance writer and how to maintain a freelancing career. Freelance writers may find it difficult to begin their career, but a simple starting point is the local newspaper or local magazines. It is usually best for a writer to contact the local paper or magazine and ask to submit an article “on spec,” which means the editor may choose not to pay for the article but will be willing to read it. Typically this method works as a good introduction into the freelance process and world, and helps the writer learn the proper techniques for presenting work. Freelance writers should also work on many small points to improve their career, such as professional presentation. It is advisable for a writer to create a portfolio of clips that prove that they have experience as a writer. This may be difficult for inexperienced writers, but they can begin to build their portfolio by volunteering to write for community publications. Online communities also offer writers the opportunity to write and create material for their portfolio. Freelancing may not be desirable for all writers, but for many it is passion, and some believe the writing world cannot survive without freelancers.

Communication Key to a Better Work Environment Everyone knows the story of A Christmas Carole. On Christmas Eve, poor Bob Cratchit, who is working late again, spends his day working up the courage to ask his boss, Mr. Scrooge, if he can have Christmas Day off from work to spend with his family. When he finally does get up the nerve to ask, Mr. Scrooge lets forth a tirade over lazy people using Christmas as an excuse to have a day a off from work. This fictional story unfortunately rings true for a lot of people who have to work up the courage to ask for things from their employers. An employee who has to feel about their employer the way Bob Cratchit felt about Mr. Scrooge is not a very happy and productive employee. To get the most of out of your workers, you have to create a much more hospitable working environment. To create a better working environment, keeping the lines of communication open is absolutely crucial. How does communication work in your office? Do you get the impression that everyone is walking around on eggshells around you? While this kind of fear from your employees may be good for your ego in some senses, it is really bad for your business. When your employees don’t feel like they can talk to you, you will lose control over what is going on with your business. You may be the boss, but your employees are the ones who are actually on the front lines. To know what is really going on out there, you need your employees to communicate honestly with you. If they feel that you are unapproachable, they will hide problems and concerns from you, and you won’t be able to act to fix them. You can’t expect to run your business with half of the information about what is actually going on, and so your business will suffer for your “mean boss” routine. There are still other problems with creating an office environment in which your employees feel like you are unapproachable. In general, there will be a dark cloud over the office when you are around. The stress will keep employee morale low, and employees with low morale are employees with low productivity. Besides, who wants to work hard for someone they cannot approach or who doesn’t show they any respect? Shutting down those lines of communication will definitely affect your bottom line as employees “phone it in” because they don’t feel invested in making your business a success. If you want a better working environment, you have to improve the lines of communication. If there has been a communication breakdown in the past, take the time to address it with your staff. If you staff is small, talk to them each one on one, letting them know that your door is always open and that you want more regular communication with them. If you have a larger staff, schedule a meeting to address the issue. Weekly office meetings are a great way to keep communication channels open and swap ideas in the office environment. If weekly meetings are not feasible, find some way of touching base with your staff on a regular basis, either through weekly emails or a weekly newsletter. Also, you should encourage your staff to communicate with each other. Sharing information among the staff is a great way to generate fresh ideas and fresh approaches to problems. If your office is suffering from a communication problem, make nipping it in the bud a priority. The pay off will be more productive workers and a whole lot less stress. Who knew work could actually be a pleasant place to be?